Advertising Disclosure

ProvideLoan.com is a marketing and lead generation platform that connects consumers with third-party lenders and financial service providers. We do not provide loans, make credit decisions, or offer financial products directly. Instead, we receive compensation from lenders and other financial partners in exchange for providing consumer loan inquiries ("leads") to them. This website is not an offer or solicitation to lend and does not guarantee loan approval, specific terms, or available loan amounts.

1. How Loan Offers Are Ranked

Loan offers presented on this website are displayed based on a combination of factors, including lender compensation, loan terms, consumer eligibility, and compliance with regulatory guidelines. While compensation may influence lender visibility, ProvideLoan.com does not guarantee that consumers will receive the best rates or terms from a specific lender.

2. Estimated APR Range Disclosure

Loan terms and APRs vary based on lender policies and borrower qualifications. While ProvideLoan.com does not set loan terms, the typical APR range for short-term loans may vary from 5.99% to 35.99% or higher, depending on creditworthiness and state regulations. Each lender provides specific APR disclosures before loan agreement finalization.

3. Advertising & Compensation Disclosure

This website earns revenue through advertising relationships with lenders, loan aggregators, and financial service providers. Compensation received may impact the placement, ranking, or visibility of loan offers on this website. However, compensation does not influence which lenders a consumer is connected with, as loan matching is based on lender requirements and the consumer's provided information.

We do not endorse, recommend, or guarantee any particular lender or financial service provider, nor do we control the loan terms or conditions offered to consumers. Users should always compare multiple loan options and carefully review all lender disclosures before agreeing to any loan terms.

4. No Endorsement or Guarantee

The presence of lenders or loan offers on this website does not constitute an endorsement of any particular lender or financial product. ProvideLoan.com does not guarantee that you will be approved for a loan, that you will receive a specific loan amount, or that you will qualify for favorable interest rates or repayment terms. Loan approval and loan terms are determined solely by the participating lenders, based on their internal criteria, creditworthiness evaluations, and applicable state and federal lending laws.

5. Third-Party Lender Responsibility & Consumer Choice

All loan offers are provided by independent third-party lenders who have their own terms, conditions, disclosures, and privacy policies. ProvideLoan.com is not responsible for lender actions, loan decisions, interest rates, fees, or repayment terms. Any agreements entered into between users and lenders are solely between those parties. Users are encouraged to carefully read and understand all loan agreements, disclosures, and applicable terms before accepting any loan offer.

6. Compliance with Lending Regulations

ProvideLoan.com adheres to federal and state lending and marketing regulations, including but not limited to:

• Truth in Lending Act (TILA) – Ensuring transparency in loan terms, APR disclosures, and repayment conditions.
• Fair Lending Practices – Compliance with Equal Credit Opportunity Act (ECOA) and state consumer lending protections.
• Federal Trade Commission (FTC) Guidelines – Preventing deceptive or misleading advertising practices.
• Unfair, Deceptive, or Abusive Acts and Practices (UDAAP) Regulations – Ensuring fair and transparent marketing.
• State-Specific Lending Laws – Compliance with state-imposed interest rate caps, loan term limits, and borrower protections where applicable.

7. Loan Terms & APR Disclosure

Loan terms and APRs vary by lender and borrower qualifications. The APR represents the cost of credit as a yearly rate and includes interest rates and applicable fees. APR ranges, repayment periods, and loan amounts will be disclosed to you by your lender before you sign any agreement. Loan rates and terms are subject to state laws, lender policies, and creditworthiness assessments. Late or missed payments may result in additional fees or adverse effects on your credit score.

8. Marketing & Advertising Claims

ProvideLoan.com prohibits misleading or deceptive marketing claims, including but not limited to:

• "Guaranteed Approval" – We do not guarantee loan approval, and all approvals are subject to lender review.
• "Instant Funds" – Loan disbursement times vary by lender and state regulations.
• "Lowest Interest Rates" – Interest rates vary and depend on lender policies, creditworthiness, and applicable laws.

If you encounter any misleading statements on this website or in third-party marketing related to our services, please report them immediately to ensure compliance with FTC, CFPB, and state consumer protection laws.

9. TCPA & Consumer Communication Consent

By submitting a loan inquiry, you consent to being contacted by ProvideLoan.com, its lending partners, and third-party financial service providers via phone, email, text messages (SMS), or automated dialing systems, in accordance with the Telephone Consumer Protection Act (TCPA). You may opt-out of communications at any time by following the instructions provided in the communication or contacting us directly.

10. Contact Information

If you have any questions about this Ad Disclosure, our advertising practices, or your rights as a consumer, please contact us:

ProvideLoan.com
1312 17th Street, Unit 1582
Denver, Colorado 80202
Email: support@provideloan.com

11. Final Acknowledgment

By using this website, you acknowledge and agree to this Ad Disclosure. ProvideLoan.com reserves the right to update this disclosure at any time to reflect changes in regulations or business practices.